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DRAFT — placeholder copy pending review by Indian SaaS counsel. Do not publish without sign-off.

Refunds & Cancellation Policy

Effective date: 04 June 2026

This policy describes how subscription cancellations and refunds are handled. It applies to all paid plans on the BrokerBaat platform.

1. Cancelling your subscription

You can cancel your BrokerBaat subscription at any time:

  • Through the portal: /portal/billing → “Cancel subscription”.
  • By emailing hello@brokerbaat.in from the email address on the broker-agency account.

On cancellation, your service continues to the end of the current billing cycle. After that, your account moves to a read-only state — you retain access to past lead and conversation data but no new leads are processed.

2. Refund eligibility

BrokerBaat is a subscription-based SaaS. Refunds are handled as follows:

ScenarioRefund eligibility
Within 7 days of first subscription purchase, no leads processedFull refund of subscription fee
Within 7 days of first subscription purchase, service usedPro-rata refund of unused portion
After 7 days from first purchaseNo refund — cancellation prevents next billing only
Service outage attributable to BrokerBaat (>24 hours)Pro-rata service credit added to wallet
Duplicate / mistaken paymentFull refund within 7 business days
Wallet recharge top-up — unused balanceRefundable within 30 days of recharge; non-refundable thereafter

3. How refunds are processed

Approved refunds are credited back to the original payment method via Razorpay. Processing time:

  • UPI / Wallet payments: 1–3 business days.
  • Credit / debit cards: 5–7 business days.
  • Net banking: 5–7 business days.

The exact credit-back timing depends on your bank or payment provider. If you do not see the refund after the SLA above, contact hello@brokerbaat.in with your Razorpay payment ID.

4. How to request a refund

  1. Email hello@brokerbaat.in from the email on your account.
  2. Include: your agency name, the Razorpay payment ID, and the reason for the refund request.
  3. We will acknowledge within 48 hours and process eligible refunds within 7 business days.

5. Disputes

If a refund request is denied and you wish to dispute the decision, escalate to our Grievance Officer at grievance@brokerbaat.in. See the Privacy Policy §9 for full details.

6. Chargebacks

We encourage you to contact us before initiating a payment dispute or chargeback with your bank or card issuer. We are committed to resolving legitimate complaints directly and quickly.

7. Changes to this policy

We may revise this policy from time to time. Changes apply only to purchases made after the change date.

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